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TYPES OF AUTO TITLES SERIES: PART 1-Names of Different Auto Titles
What is an Auto Title Service?
SERIOUS AUTO TITLE PROBLEMS: Dealer/Auction Went out of Business Without Giving a Title (Segment 5)
SERIOUS AUTO TITLE PROBLEMS: DMV MADE A MISTAKE ON MY AUTO TITLE! (SEGMENT 4)
SERIOUS AUTO TITLE PROBLEMS: RECEIVED A JUMPED AUTO TITLE (SEGMENT 3)

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IFTA FILING 2ND QTR 2011 IS DUE
VEHICLE TITLE SKIPPING
Multiple Owners on a Vehicle Title
WHAT IS A NON REPAIRABLE CERTIFICATE
CAR TITLE MISTAKES BY THE SELLER AND THE BUYER (SEGMENT 1)

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Buying a Vehicle With a Lien on It
Buying and Titling a Rebuilt Motorcycle
CAR TTITLE MISTAKES BY THE SELLER AND THE BUYER
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DMV Title and Registration Expert
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INTERSTATE OPERATING AUTHORITY
INTERSTATE REGISTRATION PLAN (IRP) HELP
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LIEN MISTAKES ON AUTO TITLES
Liens on Vehicles & Titles: Part Two
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Mistakes on Vehicle Titles
Motor Carrier Permits
Multiple Owners on a Vehicle Title
NON-REPAIRABLE CERTIFICATE
Odometer Discrepancies
OPERATING AUTHORITY
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SALES TAX ON VEHICLE IN VIRGINIA
Salvage Title and Branding
Selling a Vehicle Without a Title
Selling a Vehicle: Necessary DMV Documents
SERIOUS
SERIOUS AUTO TITLE PROBLEMS
Starting a Trucking Company
Tips to Prepare Your IFTA Quarterly Taxes
Title & Register an Antique Vehicle
TITLE SKIPPING
TITLING A TRAILER
TOW COMPANY WON'T RELEASE VEHICLE
Trucking Citations
TYPES OF AUTO TITLE SERIES
Unified Carrier Registration (UCR)
VEHICLE LIENS PART ONE
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VIRGINIA AUTO REGISTRATIONS
When To Title Your Vehicle

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Wisdom & Authority Title Solutions

June 2011

VIRGINIA AUTO REGISTRATIONS

 
 
Let me start by saying that titles and registrations go hand in hand at the Virginia DMV; however each serves a different purpose.  The purpose of the title is to show ownership and the purpose of the registration is to allow the proper operation of a vehicle with the information on it being linked to the plates on the vehicle and the designated expiration of the plates.  Accordingly, to tie the both together; the title and the registration should show the same owner/s on both. However, there is an is an exception to the rule; when it comes to a leasing company .  For example, on the title if the vehicle is a lease (the owner's name will show the leasing company) and on the registration card the leasing company will show as the owner and the vehicle lessee will appear as "c/o" or in care of under the leasing company.  With the focal point of this segment on registrations there are a few points that one should adhere to, when it comes to auto registrations in Virginia:
 
 
Correct Address:
 
  • While it is not necessary to have the correct address on a title, it is imperative to have the correct address on the vehicle registration card.  The correct address shows the residence of the vehicle owner and the garage jurisdiction.  The garage jurisdiction is where the vehicle is primarily kept.  Note: The garage jurisdiction doesn't necessarily mean that the vehicle is kept at the owner's residence; it could be kept somewhere else.
  • When leasing a vehicle, be sure that as the lessee your name, address and garage jurisdiction is on the vehicle registration card, and on it correctly by the DMV.  In the event you were pulled by law enforcement; they will need to see that your name, address and garage jurisdiction are on the registration.
 
 
 
When A Vehicle Isn't Being Operated or is Being Sold:
 
  • If your vehicle isn't going to be operable and or you are selling the vehicle, you have three choices: 1. you can either deactivate the plates (temporarily cancel the plates)  2. you can surrender the plates by turning them in or 3.transfer your registration and plates to another vehicle that you own (this must be done legally at the DMV, and not just by physically removing plates from one vehicle to another)  If you plan to deactivate or surrender your plates, do so before you cancel your auto insurance.
  • It is wise to either deactivate, surrender or transfer your registration prior to selling your vehicle. If you sell your vehicle without handling your title and registration properly by allowing someone to operate the vehicle while using your registration and plates; you are putting yourself at risk for insurance liability and consequences with the law; in the event your vehicle is involved in an accident, or the vehicle is involved in some illegal act; this is because the vehicle is still in your name. 
 
 
If you are experiencing a registration mistake, dilemma or any other issue, contact your vehicle titling solutionist at Wisdom & Authority Titling Solutions today.  The sooner you get help, the sooner you will be in compliance with vehicle registration requirements.

VEHICLE TITLE SKIPPING

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I can't begin to tell you how many times I've come across customers (while working at the DMV), who were actually trying to avoid getting a vehicle titled in their name (to avoid title and tax fees) or people who I come across now who are victims of title skipping.  What is title skipping?  Title skipping is when a person has acquired a vehicle and a title (the title is signed over to them as well).  Rather than get the title changed into their name; they don't and when they decide to sell the vehicle they take the title that they received, and try to sign the title over to someone else or a buyer. 
 
What happens in cases of title skipping?
 
  • The "final" or last "buyer's" name on the title, goes to DMV to acquire a title in his name.  Unfortunately, DMV informs the person that they can't get a title in their name because the person whose name was before their's on the title, need to get the vehicle titled in their name.
 
  • In lengthy title skipping situations, there may be 5 or more parties involved, meaning that all of the reassignment sections have been completed on the title and that basically the alleged buyers of the vehicle have basically been tossing the title from one buyer to the next.
 
  • The victim of title skipping, usually the last person to have the titled signed over to them end up going a location spree, with hopes of locating the person who sold the vehicle to them; and then that person must try to locate the person who sold the vehicle to them and so on.
 
  • Many times during title skipping the prior seller/s can't be located because they are actually avoiding the titling responsibility or they have relocated.  As a result the last person who signed on the title, experience frustration and delay as a result of the title skipping process.
 
 
Why do people skip titles?
 
1. To avoid paying sales tax (MAIN REASON)
 
2. Want to avoid the DMV
 
3.Don't want to be bothered by the titling process
 
 
On a final note, title skipping is illegal and serious consequences can follow.  In essence, the only way a reassignment section can actually be transferred without each person having to get a title in their name is when a dealership reassigns a vehicle to another dealer.  In this situation; the last name on the dealer reassignment must take ownership of the vehicle and get the vehicle titled in their name.  When it comes to getting a vehicle titled; it pays to follow titling procedures correctly; versus trying to take the route of "title short-cuts". 
 
 
If you are stuck in a case of title skipping, get the expert advice of Wisdom & Authority Titling Solutions to put you in vehicle titling compliance.
 

IFTA FILING 2ND QTR 2011 IS DUE

Truckers, and trucking companies; the deadline to file your 2011 IFTA for second quarter is almost here.  Filing late will put you and or your company in the loophole of penalties and late fees.   Many truckers are feeling the pinch at the pump and are trying to take strategic routes (if possible) with the hope of saving fuel; and as a result the focus on IFTA filing can be ignored or delayed.  As a trucker it is wise to plan for the best routes possible; however giving attention to IFTA compliance is strongly advised.  Here are a few tips to make your IFTA filing process flow more smoothly:


  • Keep a consistent and accurate log of "point-to point" locations and mileage
  • Keep fuel expense receipts
  • Keep fuel expense reports (if leasing company is paying for fuel) if applicable
  • Keep record of "no operations" if applicable
  • Make sure that all operations have the dates, and jurisdictions in which operations took place

You owe it to yourself to stay in compliance with IFTA.  Proper logging of your operations while on the road will help with the filing process.  Also avoid assumptions when it comes to whether or not your leasing company will take care of the IFTA filing for you.  


If you find yourself in an IFTA filing bind, your leasing company won't take care of your IFTA for you or you simply don't want to be bothered by IFTA filing;Wisdom & Authority Titling Solutions will take care of the entire process for you.

INTERNATIONAL REGISTRATION PLAN (IRP) HELP

If you are new to trucking, you will often hear the term IRP; short for International Registration Plan.  This registration is a formality plan between the states of the U.S., the District of Columbia and Canadian provinces.  This plan allows the motor carrier to travel in the jurisdiction using only one type of motor carrier registration and plate; because it wouldn't be practical to require the motor carrier to use a different plate for each jurisdiction that they wanted to travel through.  Under IRP, each jurisdiction have an established "apportioned" charge or fee that goes to them, for allowing the motor carrier to travel in their locality.  For example, if Virginia is your base state (meaning your business is established in Virginia, your fleet and the mileage associated with it is reported and established under Virginia as well).  In this case, the base state would retain their "apportioned fee", and will also distribute the required fees to the jurisdictions that the motor carrier has traveled through as well. 
 
Key Points Regarding IRP:
  • Can be used if you are traveling in two or more jurisdictions
  • Each jurisdiction that you plan to travel to must be listed on your cab card (a cab card is a registration card) given to truckers or motor carriers.
  • If you travel only a few miles across state lines; during a one time deal; you will be able to obtain a trip permit; rather than acutally adding that state or jurisdiction to your IRP.
  • You can add or delete jurisdictions at any time
  • You can add or delete vehicles or vehicles within fleets at any time
  • IRP registrations are only for a year, no quarterly registrations can be done
 
 
To gain more insight about IRP or to ensure that your truck, trucking company and or fleet is registered properly; contact your vehicle titling and registration expert at Wisdom & Authority Titling Solutions.  Get an answer to your IRP and any motor carrier situation today.  Your entire need will be taken care of from start to finish.  Don't be in the dark about IRP; focus on dropping your loads; while Wisdom & Authority Titling Solutions will keep your registration in compliance.
 

Liens on Vehicles & Titles: Part Two

Now that you have a basic view of what a lien is (from Part One), this segment entails the observation of the following: a. removing an "old" lien from a title and b. selling a vehicle with a lien on it
 
 
Removing an "old" lien from a title:
 
I want to state that a lien is a lien, however emphasis is placed on the word old, because some people have liens that have been on a title for years; even though the vehicle is actually paid off.  Unfortunately, the owner of the vehicle, loses his title and goes to DMV to get a duplicate one; while at DMV he is informed that a lien is on the vehicle.  Accordingly, the owner states that the vehicle has been paid off a long time ago or many years ago.  The owner can't get a title because he doesn't have proof of the vehicle being paid off; so he must go to the lienholder for a letter of lien release, showing that the vehicle has been paid off. 
 
Here's a twist to this matter in the worst case scenario: The lienholder may have dissolved or merged with another financial institution, over the course of some years.  In essence, the owner of the vehicle realizes that the prior lienholder doesn't exist and must track the combined or existing merger of the new lienholder; so that a letter of lien release can be obtained.  If the owner is successful, the letter of lien release must show the merger.
 
 
Selling a Vehicle With a Lien on it:
 
If an owner or owners of a vehicle is selling a vehicle with a lien on it, the owner's need permission from the lienholder stating that the vehicle can be sold or transferred.  If the lienholder okays the sell, a contract is established between the new owner/s and the lienholder and a transfer of lien takes place.  There are cases in which there are two owners on a vehicle title, but one wants to remove their name.  This is fine, as long as the lien holder okays it and does the transfer of the lien.  A word of advice that I want to mention when selling a vehicle with a lien on it-- is caution; if you are trying to avoid the lienholder and are trying to "put yourself in the lienholder's place" instead.  For example, if you have a lien but are selling the vehicle to your friend, who in turn is supposed to be making payments to you; there is a risk involved because your friend doesn't have a title/registration showing themself as the registered owner.  In truth, if your friend chooses to stop paying you; you are stuck holding the bag because you had a lien on the vehicle and you didn't get clearance to transfer the lien in the first place.
 
 
If you find yourself with a lien issue, regardless of the dilemma, Wisdom & Authority Titling Solutions, has a solution for you today.  Don't get tangled in the web of lien mistakes, get help today.